wingpay (hereinafter referred to as the "company") is a company established in Singapore. Wing bank (Cambodia) uses wing bank bankbook as a transaction as an agent consignment contract for MasterCard issuing affiliated branches, and provides card issuance and digital assets by the agency designated by the branch. API development (interlocking) of wingpay APP (hereinafter referred to as "platform" or "platform"), a dedicated platform for trading . To provide transactions and related services (hereinafter referred to as "Services" or "Services"). For convenience of expression, in these Terms and Conditions, the company and platform are collectively referred to as "we" or other first-person titles, provided that the natural person or other entity logged into the platform is a user of the platform. , “you” or other second person titles are used below, we and you are collectively referred to as “Parties” and we or you individually are referred to as “Parties”.
We fully understand and respect the importance of your personal information to you and will take corresponding security protection measures in accordance with the requirements of laws and regulations to protect the security of your personal information. With this in mind, we have established this "Privacy Policy" (hereinafter "This Policy/This Privacy Policy") and remind you that:
This policy applies to all products and services we offer. If the product or service we provide to you has a separate privacy policy, that product or service will be governed by that product or service, and if our product or service does not have a separate privacy policy, this policy This applies.
This policy does not apply to services provided to you by other third parties, and services provided to you by third parties are subject to a privacy policy separately described to you.
Before using our products or services, be sure to read this policy carefully and fully understand it, especially the contents marked in bold/bold underline, and fully understand and agree before use. If you have any questions, comments or suggestions regarding the content of this Policy, you may contact us through the various official contact methods we provide. If you do not agree to any of the terms of this policy, you must immediately cease access to this platform.
Part I definition
Personal information: means any information recorded electronically or otherwise that identifies a specific natural person or reflects the activities of a specific natural person, either alone or in combination with other information.
Personal sensitive information: Personal information including resident registration number, personal biometric information, bank account number, property information, location, transaction information, and information of children under the age of 14 (including). bold
Deletion of personal information: This refers to the act of removing personal information from the system that performs daily business functions and keeping it in a state in which it cannot be viewed or accessed.
Child: Refers to a minor under the age of 14.
Part II Privacy Policy
This Privacy Policy section will help you understand:
1. How we collect and use your information
2. How We Use Cookies and Similar Technologies
3. How We Share, Transfer and Disclose Your Information
4. How we protect your information
V. Information Management Methods
6. Handling of Minor Information
7. How to update this Privacy Policy
8. How to contact us
1. How we collect and use your information
The personal information we need to collect and use when you use our products and/or services includes the following two types of personal information:
1. Authorize the collection and use of information necessary to provide the basic functionality of our products and/or services; If you refuse to provide such information, you may not be able to use the products and/or services normally.
2. You may authorize us to collect and use information to provide you with additional features of our products and/or services. If you refuse to provide them, you may not be able to use the relevant additional features or achieve the functional effect we are trying to achieve, but it will not affect your use of the normal basic functionality of our products and/or services.
You understand and agree to the following:
1. We are committed to creating a wide range of products and services to meet the needs of our customers. Because we offer you a wide range of products and services, and the range of specific products/services selected by different users differs, the basic/additional features and types and extent of personal information collected and used vary accordingly. Please see that certain product/service features take precedence .
2. We are constantly working to improve our technology to provide you with a better product and service experience, and we may release new or optimized features from time to time, which may require new collection and use of personal information or changes. Purpose or method of use of personal information In this regard, after updating this policy, pop-up window, page guide, etc. to separately explain to you the purpose, scope and use of the information, and how you can choose to consent, Obtaining Your Explicit Consent Collection, Use . During this process, if you have any questions, comments or suggestions, you can contact us through the various contact methods we offer and we will respond as soon as possible.
We collect and use your personal information to achieve the following features of this policy:
(1) to help you register and provide services provided by this platform;
1. Registration service
Basic membership service is provided through the platform account. In order to sign up for membership and use membership service, you must fill in and provide the following information when applying for membership.
(1) Identity Information. This information includes, but is not limited to, your name, address of residence, information proving your identity, along with other certificates and related numbers issued by your country or government, which enable you to register as a member of this Platform. It may help to check whether there is. Any other information that may help us verify your identity (collectively, "Identification Information"). Identity information depends on whether you are an individual user or an institutional user, and the information we collect about you may vary by country or region depending on the laws and regulations of your jurisdiction. The following information and data are used as examples.
Individual User: Nationality, real name (including former name and local language name), social security number, email address, phone number, social security number (“SSN”), passport number or government-issued ID number, date of birth, identification card (e.g. passport) , driver's license or government-issued ID)
Institutional users: company legal name (including legal name in local language), registration information, business phone number, authorized representative and authorized user personal information, principal place of business, personal information of all beneficial owners), shareholder/beneficial owner identification Documents (passport or government-issued ID card), company structure, company incorporation documents, board resolutions, capital source declarations, risk and compliance control guidelines, and other information or documents required by the platform.
(2) Service Information. This information is used by us to contact you and your personally identifiable information, contact information, transaction information, debit card information, and/or other account information (collectively, "Service Information"). At the same time, please understand that the services we provide to you are constantly being updated and developed. If you choose to use other services not covered by the description above, we are required to collect additional information from you based on these services and we explain the scope of the information collection through page prompts, interactive processes, opt-in consent, and pop-up windows. We obtain your consent according to the window prompts, etc. and for the purpose.
If you only need the browsing service, you do not need to register as a member of our company and provide the above information.
2. Other registration services
Real name authentication: After signing up and logging in, you must enter the "Personal Center" to complete real name authentication when authenticating yourself, and when using the platform, you must provide your real name, resident registration number or passport number to the platform. Real-name authentication procedure must be provided upon request to the customer center, and all transactions may be frozen if not received, and in order to cancel, you must send your personal information and related documents to the headquarters by fax or e-mail.
(2) Security management service and service information push service
When you use or visit the services provided by this platform, we automatically receive and record your web browser information, the type of device you use, to ensure the security of your transactions and the safe and stable operation of our services. You should. To log in to your account, device identifiers such as model and version, device information such as IP address and history of web pages requested to be visited, region, network environment, device fingerprint information, service log information, software information, location information, etc.
Please note that separate device information is information that cannot identify a specific natural person. If such non-personal information is used in combination with other information to identify a specific natural person or in combination with personal information, such non-personal information will be considered personal information unless you give us your permission. In accordance with laws and regulations, we anonymize and de-identify such information.
In order to provide you with information display and push services that are more convenient for you and tailored to your individual needs, we may in the future extract your preferred features from this platform or client based on your device information and navigation and usage information. . Generates indirect crowd portraits for display, push information and possible commercials based on feature tags. If you do not agree to receive push information or withdraw your consent to the collection of personal information, you may contact us at the contact information provided in this policy.
We work hard to protect your browsing experience. If you do not wish to accept commercial advertisements we send you, you may unsubscribe or close your subscription by replying to the SMS prompt or other means provided by us.
We will also use the above information to continuously improve and optimize the above features.
(3) Keeping and adjusting transaction records